Paying a Lower LASIK PriceJanuary 2, 2014
The price of LASIK is similar to that of a car or a house. No, it’s not wildly expensive—but there may be ways to decrease the sticker price or overall cost of the purchase.
To pay a lower LASIK price but still get a quality provider, keep two things in mind:
Find a provider you trust. Never shop by advertised price.
- Avoid looking shocked at sticker price. The value of the surgery, especially when compared to lifetime costs of contacts and glasses, can help put this figure into perspective.
Regarding number one: Click here for reasons to avoid cheap LASIK providers.
Regarding number two: Here are ways to decrease the overall cost of LASIK:
Average LASIK Price
In 2013, the average LASIK price per eye, nationally, was about $2,000. If you have an insurance plan, you might be able to pay a lower price. Some LASIK providers negotiate with insurance companies to offer patients reduced rates. This has nothing to do the your insurance company paying part of the bill; it’s more like a membership discount, akin to paying less for a pair of tires because you belong to an automobile association.
Some LASIK providers can offer attractive and competitive financing packages. Not only that, but you might be able to find a LASIK provider that guarantees financing and lets you apply online.
Lower Your LASIK Price
If you don’t want to finance, here are two other ways to lower the price of LASIK:
First, pay tax free out of a healthcare account (e.g., FSA, HRA, HSA). These accounts (available to U.S. citizens) can save you hundreds in taxes. Save receipts if you pay anything out of pocket, as many people can tax deduct at tax time.
Finally, pay for LASIK on a high-rewards, low-rate credit card. Some people pay for all of LASIK on a credit card, earning lots of incentive points or cash rebates.
Remember, what you can’t knock off your LASIK price is still likely to be made up in the money you’ll save by no longer needing to buy so many pairs of contacts and glasses.
The cost of LASIK doesn’t have to break the bank. With a little planning, you can pay less for LASIK.