Affordability

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0% Interest until 2009

0% Financing until 2009!*

At TLC Laser Eye Centers we offer several payment plans to help make laser vision correction affordable to you. With a variety of ways to pay, there should be nothing standing between you and some of the most experienced vision correction surgeons in the country.

0% interest bearing loans:

  • 0% interest for the full period of the loan.
  • NO re-pricing for late or misses payment.
  • Minimum payment due is equal to 3% of loan amount.
  • 3, 6, and 12 month terms available**.

*Interest-free offer based on 12 month program. Subject to credit approval. Please note that a 22.99% retroactive APR will be applied to the balance of your loan if not paid in full by the end ofthe Interest-Free period. To calculate finance charges, we will multiply your daily principal balance during the Interest-Free period by your Interest Rate of 22.99% APR. We will then add this interest charge to the balance of your loan. This offer is available for a limited time only and is not available in all areas.

Click here to apply online. US Residents


Introducing a payment plan starting at 1.99%* APR

TLC has partnered with Capital One® Healthcare FinanceSM to allow you to customize your loan by selecting the amount you need and your repayment terms.

  Estimated Monthly Payment
LOAN AMOUNT 18 mos
1.99% - 25.99% APR*
24 mos
3.99% - 25.99% APR*
36 mos
5.99% - 25.99% APR*
48 mos
7.99% - 25.99% APR*
60 mos
9.9% - 25.99% APR*
$995 $57-$68 - - - -
$1,500 $85-$102 $66-$81 $46-$61 - -
$2,000 $113-$136 $87-$108 $61-$81 $49-$68 -
$2,500 $142-$170 $109-$135 $77-$101 $62-$85 $54-$75
$3,000 $170-$204 $131-$162 $92-$121 $74-$102 $64-$90
$4,000 $226-$271 $174-$216 $122-$162 $98-$135 $85-$120
$5,000 $283-$339 $218-$270 $153-$202 $123-$169 $107-$150
$6,000 $339-$407 $261-$324 $183-$242 $147-$203 $128-$180
All figures are estimates, actual monthly payments may vary. *Rates for the program range from 1.99% - 25.99% APR. Upon approval, the Annual Percentage Rate available to you will be determined by the term for which you apply, your credit standing and other factors as determined by Capital One.

TLC Patient Financing offers you a predictable payment with low, fixed rates. Unlike the variable rates offered by credit cards, Capital One Healthcare Finance's rates are fixed for the entire length of your payment term.

By choosing Capital One Healthcare Finance, you choose:

  • Low monthly payments that fit your budget,
  • Fixed rates and payments throughout the term of your loan,
  • No hidden charges,
  • A confidential, fast, simple application process.

WHY WAIT?

TLC Laser Eye Centers has made laser vision correction affordable in a variety of ways including low monthly payments and 0% financing. You choose the financing that works best. We also offer the TLC Lifetime CommitmentSM, a benefit exclusive to TLC. Purchase this exclusive TLC benefit and it provides you with a no-charge enhancement available at any TLC Laser Eye Center across North America. With all these options to choose from, don't wait another second to schedule your LASIK, Custom LASIK or Bladeless LASIK procedure.

INSURANCE

While vision benefits vary in health insurance plans, TLC has exclusive contracts with many of the nation's largest health plans that may reduce your cost for laser vision correction. The TLCVision Advantage Program lists insurance plans and employee benefit companies who are currently working with TLC for savings on laser vision correction surgery. To see if you already qualify for additional savings call 1.888.TLC.2020.

FLEXIBLE SPENDING ACCOUNTS

FSAs, Health Spending Accounts or Health Reimbursement Arrangements -- all help offset medical expenses by allowing you to set aside pre-tax dollars for procedures including LASIK surgery. Ask your employer or insurance provider for details.

TAX BENEFITS

LASIK eye surgery may be tax deductible depending on your filing status.

While laser vision correction is often considered elective surgery, consult your accountant to be sure. And think about using a tax refund to pay for your LASIK eye correction.

FINANCING

Not only has TLC made financing your laser vision correction procedure more affordable with so many options including 0% Financing until 2009, it's easier than ever!

CREDIT CARDS

If your credit card offers a low interest rate, points, or rewards, a good option to consider may be to use your personal credit card to pay for your laser vision correction procedure.

TLC PRICING PACKAGES

With three TLC Pricing Packages to choose from, (Silver, Gold, Platinum) here's how adding a low monthly payment to your budget can make your LASIK laser vision correction procedure affordable today. Visit your local centers website to find out the Affordable pricing details.

TLC LIFETIME COMMITMENTSM

Purchase this exclusive TLC benefit and receive an enhancement at any of TLC's more than 80 centers across North America.

  • TLC Surgeon to determine eligibility prior to initial surgery
  • Not available with Silver Package
  • Must purchase both eyes at time of surgery

Visit your local centers website to find out the Affordable pricing details.

STANDARD ENHANCEMENT POLICY

At TLC Laser Eye Centers, every patient receives one year of free enhancement coverage. If an enhancement is medically advisable and the patient's period of free enhancement coverage has passed, the cost for an enhancement is 50% of the package price selected at the time of the enhancement.

**Please note that a 22.99% APR will be added to the balance of your patient's loan if not paid in full by the end of the interest free period. To calculate finance charges, we will multiply your daily principal balance duringtheinterest free period by your interest rate of 22.99% APR. We will then add this interest charge to the balance of your loan. © Capital One® Healthcare FinanceSM All rights reserved. Capital One Healthcare Finance is a service mark of Capital One.

All information subject to change without notice.
Results may vary with all medical procedures, including LASIK. All financing is provided through CapitalOne® Health Care Finance.

Click here to apply online. US Residents

Canadian Residents

Call now for your free consultation 1-877-289-2020

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